Dorrinda O’Keefe-Shea - CENTURY 21 Toomey-Lovett, Inc Centurian 2012 Top Producer Diamond Award


This Single-Family in West Brookfield, MA recently sold for $253,000. This Contemporary style home was sold by Dorrinda O'Keefe-Shea - Century 21 NS Group.


86 Shoreline Dr, West Brookfield, MA 01585

Single-Family

$254,900
Price
$253,000
Sale Price

4
Rooms
3
Beds
1
Baths
West Brookfield, a vacation at home awaits you in this small piece of paradise in this highly coveted Brookhaven Lake home with partial water view! This Contemporary style, 3 bedroom 1 bath boasts an open floor plan on the first floor. Galley Kitchen w/granite counter-tops and exterior access to deck, above ground pool and back yard. Dining room has sliders to front deck and open concept to living room complete with Brick fireplace. There is a first floor bedroom with custom cabinetry plus a first floor bath. Two bedrooms upstairs one having a balcony to the front of the house . Family room in basement complete with pellet stove. Paved walk-way and sitting area, large yard with lush landscaping add a fire-pit for your enjoyment. Two storage sheds, paved driveway for plenty of parking. This corner lot will be your oasis away from the hectic world. Join the Lake Association and enjoy all the privileges of Lake living. Just off Rt 9 this is a great location for commuters!




This Single-Family in Warren, MA recently sold for $350,000. This Colonial style home was sold by Dorrinda O'Keefe-Shea - Century 21 NS Group.


146 Reed St, Warren, MA 01083

Single-Family

$343,900
Price
$350,000
Sale Price

6
Rooms
3
Beds
2/1
Full/Half Baths
Beautiful open floor plan in this meticulous colonial home. Bright kitchen w/ custom cabinets & dining room w/ new slider to deck over-looking in-ground pool! Large kitchen w/ open floor plan, double sink & plenty of counter space for meal prep, cooking & entertaining. First floor offers a 1/2 bath w/ laundry which is a real time saver. The second floor has 3 large bedrooms . Master suite w/ a walk-in closet & a full Master Bath you will Love. There is also an additional full Bath on the 2nd floor. 2-car attached garage, nice backyard w fence around inground pool, screened in Gazebo, storage shed, garden area & a beautiful 1.23 acre yard. 2019 & 2020 replaced roof, all windows replaced are tinted, slider & front door ! Home fully insulated . High speed internet and close to all major routes for commuters. Convert a room for a home office! Move in & make this home your own! This was a custom built well loved & cared for home. Now is your turn to call 146 Reed Street your Home

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Photo by Olya Adamovich via Pixabay

You’ve decided to start the process of buying a home. Congratulations! Now it’s time to figure out how much money you have, and what you can afford. The goal is to avoid purchasing more home than you can afford, but those variables change. In September 2019, the average price of a new home was almost $363,000. As an average, that may sound a bit steep, especially if this is your very first home.

A home may be one of the largest purchases you make. That’s why it’s important to go in with a clear head and everything aligned. Here are a few tips on learning how to budget when you’re preparing to purchase a new home:

  • Start with the 25% rule

Your mortgage should not be more than 25% of your gross income each month.

  • Consider every source of income you have. That means if you have 2 paychecks each month, each one should be included. If you have side work, that should also be included. That will encompass your total monthly income.
  • Write down your monthly expenses and make sure you leave nothing out. That means your donations to charity, student loans, transportation/gas, movie night, coffee and everything else you spend on a monthly basis.
  • Once you have these figures, subtract the expenses from the income. That will help you determine the max you will be able to pay for your mortgage. It’s also important to have a place to set aside some money for repairs. As a homeowner, things happen.

Any existing debt you have should be eliminated if you can afford it. The lower your debt to income ratio when you start the process, the better off you will be. Additionally, you should save as much as you can for a potential down payment. Depending on the loan, that will be 10 to 20%.

The figures you come up with will give you a good idea of where you stand and is a good starting point for your initial meeting with a mortgage broker. It’s also a good idea to review the types of loans that you may qualify for and look at the requirements. That will give you a general idea of the amount of money you will need to come up with for a viable down payment.

Although things may seem complicated, once you get started, everything should fall into place. Your real estate agent or mortgage broker will be able to provide more insight once you get started. Take your time and don't rush the process. It will be worth your while in the end.



56 Steeple View, Sturbridge, MA 01566

Condo

$299,900
Price

5
Rooms
2
Beds
2/1
Full/Half Baths
LOCATED IN THE HEART OF HISTORIC STURBRIDGE FOR CONVENIENT COMMUTING, EASY ACCESS TO SHOPPING AND A GREAT SELECTION OF RESTAURANTS AND OF COURSE OLD STURBRIDGE VILLAGE IS STURBRIDGE HILLS CONDOS! THIS END UNIT WITH OPEN CONCEPT LIVING ON THE FIRST FLOOR BOAST, A LIVING ROOM WITH CATHEDRAL CEILING, GAS FIREPLACE, PALLADIAN WINDOW, ACCESS TO EXTERIOR DECK, LARGE KITCHEN WITH ISLAND, DINING ROOM WITH HARDWOOD FLOORS, FIRST FLOOR MASTER SUITE W/ HARDWOOD FLOORS, WALK-IN CLOSET AND MASTER BATH. UPSTAIRS LOFT IS CONVENIENT FOR AN OFFICE. THERE IS ALSO A 2ND FLOOR BEDROOM WITH WALK-IN CLOSET AND FULL BATH! THIS UNIT IS HEATED WITH NATURAL GAS AND HAS CENTRAL AIR CONDITIONING! FULL BASEMENT W/8 FT CEILING CAN BE FINISHED OFF FOR A GYM OR FAMILY ROOM. ONE CAR GARAGE AND FRONT PORCH ROUND OFF THIS IMMACULATE TURN KEY CONDO.
Open House
No scheduled Open Houses





67 Old Poor Farm Rd, Ware, MA 01082

Single-Family

$299,900
Price

5
Rooms
3
Beds
2
Baths
Pristine Colonial located on the Quabbin side of Ware with an open floor plan - ideal for entertaining family and friends! Two lot's are combined for a total acreage of 4.07 acres of privacy. There is a first floor bedroom and full bath, the kitchen has a breakfast bar with an open floor plan to the dining room & living room for a very spacious feeling. There is a composite deck off the back off the house with a lovely view for your enjoyment. The upper level boasts two bedrooms both with double closets and another full bath. The finished basement has a walkout lower level, with tremendous potential, ideal for a play/recreation area and plenty of storage. The expansive & private yard provides the utmost in outdoor entertaining and relaxation and trails. Conservation area & local trails are close by. Not to mention the Quabbin is minutes away & the Swift River is a short drive for anyone that loves fishing! There is plenty of space in this home for anyone looking to work remotely.
Open House
No scheduled Open Houses

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