Dorrinda O’Keefe-Shea - CENTURY 21 Toomey-Lovett, Inc Centurian 2012 Top Producer Diamond Award



0, Lot 3 Taylor Hill Rd, Hardwick, MA 01037

Land

$99,500
Price

18.56
Acres
Residential
Land Type
Hardwick 18.56 Acre lot. A beautiful spot to build your New Home, stonewalls and located on a Country Road. Quiet, private and peaceful. Stonewalls border the property, which use to be the day pasture for Maple Hill Farm's cows. Lot is overgrown and there is a stream towards the back of property. However a parcel like this does not come along everyday! You could be keep property in AR60 for agricultural use & lowered tax rate, or could be built on with approx 890 feet of frontage. Zoning use attached. Drive by anytime or schedule a tour with listing agent!
Open House
No scheduled Open Houses




This Single-Family in Warren, MA recently sold for $274,900. This Cape style home was sold by Dorrinda O'Keefe-Shea - Century 21 NS Group.


59 Mechanic St, Warren, MA 01083

Single-Family

$269,900
Price
$274,900
Sale Price

7
Rooms
4
Beds
2
Baths
Newer build custom Cape boasting style and quality upgrades. Full of personality & flexible floor plan with 4 beds, 2 baths, finished walk-out & fenced yard. Main floor outlined in wide plank flooring and beadboard wainscoting with open floor plan. Country kitchen packed with upgrades: butcher block counters, oversized island, farmhouse apron sink, glass front cabinetry & appliance lift. Main level remodeled bath with faux wood tile floor, shower divider & vessel sink. Dentil crown molding wraps around formal dining room which could be fourth bedroom/first floor master for new owner. Wood detail & wide plank flooring continues throughout the second floor and master with double closets & recessed lighting. Elegantly remodeled black & white tile bath on second floor. Bright, airy family room with kitchenette in walk-out leading to covered patio. Additional amenities: Mitsubishi mini split, natural gas efficient HTP furnace, 3 sheds, Trex decks, central vac, "Me-shed", & irrigation.

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Photo by Mohamed Hassan via Pixabay

You’ve decided to sell your home to upgrade or even downsize, but you don’t know whether you should start looking and buy first or wait to sell first. The best-case scenario is to do both, but that takes a lot of planning. If you are sure your credit is good enough to get the loan you want, you can find a home and you have a buyer for your home all at the same time, the process could be quite smooth. Working with an excellent real estate agent goes a long way to making this scenario go smoothly.

Buying First

If you decide to buy a new house before you sell, and then put your home on the market, or choose to put your home on the market and buy a new home, even if your home doesn’t sell quickly, you will most likely have a place to move to—and can take your time moving. This plan has two hitches, and they’re not necessarily bad:

  • Your house sells quicker than you expected. If it does and you haven’t found a home, or you did, but you haven’t closed yet, you may have to move to temporary housing until your deal closes. On the other hand, if the seller is not in any hurry, you could rent your home back until your deal closes and you get moved.

  • You will have to pay two mortgages. If your current home is not paid off, you will have to pay two mortgages. Depending on your income, you may not be able to close the loan on the new home until you sell your current home. If your debt-to-income ratio has room for two mortgages, this is not a problem.

Selling First

Selling first is probably the safest way to go about moving. Once your house sells, put most of your possessions into storage and find a short-term rental. This allows you to take your time finding your dream home and getting the financing for the new house. Since you have all the time in the world, you’ll be able to shop around for the best mortgage without feeling pressured to take something because you need to close quickly.

Making the Decision

Before you decide on whether to buy or sell first or do both at the same time, determine which is best for your situation.

  • Check your credit score. The better your credit, the lower your new interest rate will be. Lenders will be more willing to work with you.

  • Start browsing for homes for sale to see if there is anything you are interested in.

  • Know how much mortgage you will qualify for. Speak to several lenders about the different available loan programs.

  • Contact a real estate agent to discuss listing your home. Ask about the listing contract and the cost of listing. Some real estate agents give you a discount on their commission if you use them to buy and sell.

  • Know the market. If buyers are flooding the market, it may be easier to sell your home. If sellers are flooding the market, it may take longer to sell your home because there are many homes for people to choose from.

The answers to these questions will let you know if it is better to buy or sell first.


This Multi-Family in Ware, MA recently sold for $200,000. This style home was sold by Dorrinda O'Keefe-Shea - Century 21 NS Group.


31-33 Walnut St, Ware, MA 01082

Multi-Family

$200,000
Price
$200,000
Sale Price

2
Units
2,352
Approx. GLA
Ware 2 Family with 3 car detached garage. One unit has 2 bedroom other has 3 bedrooms. Great opportunity for rental income. Walking distance to downtown area, Grenville Park and Fifteen minutes to Ma Pike for commuters. Would make a great owner occupied with some work. Town water and sewer. Walk up attic for storage. Do some work and make some equity!

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Ultimately, there is no surefire amount that you should spend on a house. The real estate market varies in cities and towns nationwide, and as such, the prices of houses fall across a broad range. Also, the condition and age of a house – as well as a homebuyer's budget – may dictate how much an individual is willing to spend on a particular residence.

As you search for your dream house, it helps to plan ahead as much as you can. Because if you have a homebuying strategy in place, you can determine exactly how much you can spend to acquire your ideal residence.

Now, let's take a look at three tips to help you get your finances in order before you kick off a house search.

1. Check Your Credit Score

Believe it or not, your credit score may have far-flung effects on your homebuying budget. And if you fail to review your credit score before you embark on a house search, you may miss out on an opportunity to purchase your dream house.

A low credit score may make it tough to get the mortgage you need to acquire your ideal residence. Thus, you may want to check your credit score and find ways to improve it before you begin a house search.

You won't have to break your budget to get a copy of your credit report from the three credit bureaus (Equifax, Experian and TransUnion). In fact, you are entitled to a free copy of your credit report annually from each of the aforementioned credit bureaus. Request a copy of your credit report, and you can learn your credit score.

Of course, if your credit score is low, you can always improve it by paying off outstanding debt. Or, if you find errors on your credit report, contact the credit bureau that provided the report so that you can get these issues corrected.

2. Get Pre-Approved for a Mortgage

Pre-approval for a mortgage makes it easy to enter the housing market with a budget at your disposal. If you meet with a variety of banks and credit unions, you can get pre-approved for a mortgage sooner rather than later.

Remember, banks and credit unions employ friendly, knowledgeable mortgage specialists. Don't hesitate to ask these specialists about assorted mortgage options, and you can select a mortgage that perfectly matches your finances.

3. Consult with a Real Estate Agent

A real estate agent can make it simple to pursue your dream house. This housing market professional will help you narrow the price range for your dream house and ensure you can discover the perfect house without delay. Perhaps most important, a real estate agent is happy to negotiate with a seller's agent on your behalf, ensuring you can get the best price on any home.

Ready to start a home search? Use the aforementioned tips, and you can simultaneously look for your dream house and avoid the risk of paying too much to purchase your dream residence.




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